Saturday, July 2, 2011

Cyber ​​Crime - Tips to protect your personal data

Did you know that cyber crime is a multi-billion dollar industry? Maybe not. You did not even know that your personal data exchange.

We all movies and TV shows where millions of dollars from banks, young, bad boys (that still have to be computer experts) were stolen by the saw. While it may sometimes, at the consumer level real cyber crime is a credit card at a time, one at a time phishing scams, identity theft at a time and usually by organized crime.

Cyber ​​crime is a reality. So, the question becomes: How do we mix our personal data to keep out?

Hindsight is 20-20 and, as a result, the best way to learn what to do in the event of a security breach for ways to learn from the mistakes of others. Two examples we can learn from the hacks:

Epsilon Security Breach

In April, Epsilon, an email marketing company that the big retailers like Sears and Target to send email is responsible for the publicity, was badly cut. The Epsilon database to store a large amount of consumer credit card information, no actual data, usernames and email addresses and retail stores in addition to those that consumers often were stolen.

Although Epsilon security breaches credit card or other sensitive information did not allow stolen, the data breach had to set up consumers become victims of phishing scams.can be used to send presents.

For example, credit card information - the websites, to set up to look like the real company website, are designed to con consumers into entering personal information. When faced with such confusing websites, studies show that 1 in 7 consumers fall for phishing attacks.

That every consumer should know is a tip: never go to a link within the email itself led to a website.This may be part of a sophisticated scam.

Sony Data Breach

second instructive and most visible fractures Sony and several times have been cut off from the corporations around the past few months. Hackers in late April 2011 in violation of Sony's data center and millions of user accounts that contained personal information including credit card number removed. In the days after the attack, there are 100,000 credit cards, each of which will be used for fraud was reported in the auction.

There is not a victim that consumers can learn of the violation are two lessons to become.

1. If you have a network that has been violated, a credit card, cancel it immediately. Cancel a card minutes, credit card fraud or identity theft can take weeks to overcome. Potential damage that could affect your credit score for years.

2. Another way to protect yourself is to use a low limit credit cards while shopping on the Internet to sign up. In this case, there was a break, all you have to be out a few hundred dollars, but their primary financial world would be intact.

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